Quick answerWhy MCA shops & lenders choose Owner Leads Direct over ZoomInfo. Direct owner leads with funding history & owner mobiles — not generic B2B lists. Owner Leads Direct delivers verified business-owner contact data — owner mobile phones, email, revenue band — across 50+ industries and all 50 US states. Free sample list available before any commit. Same-day CSV delivery during business hours.
Why MCA shops & lenders choose Owner Leads Direct over ZoomInfo. Direct owner leads with funding history & owner mobiles — not generic B2B lists.
The standard field schema includes: owner name (first + last), business name, primary phone, secondary phone (where available), email, mailing address (street, city, state, ZIP), industry SIC/NAICS, revenue band, employee count band, year founded, funding-application flag, and a record-recency timestamp. Pro-tier and Enterprise pulls add: mobile-confirmed phone flag, last-funded-product type (MCA, equipment, term loan), bank-statement availability flag, and EIN where the record originated through MCA application activity.
Digital retargeting agencies and direct-mail houses buy CSV pulls to build custom audiences and EDDM mail lists. Owner email enables upload to Meta, LinkedIn, and Google Customer Match for programmatic targeting at the decision-maker level — bypassing gatekeepers entirely. Direct mail buyers use the USPS-CASS-validated mailing address to run EDDM or NCOA-processed letter campaigns targeting specific ZIP codes or revenue bands within a city or county.
One-time packs start at $300 with no recurring commitment. Compare the full pack total, exact quantity and rate per record, lead or submission on the pricing page. A cheaper raw inquiry is not equivalent to a complete application, and higher purchase volume does not guarantee funded deals.
New York CFDL (Commercial Finance Disclosure Law): as of 2023, NY requires funders and brokers originating commercial financing into New York to provide standardized disclosures including: estimated APR, finance charge, total payment amount, and prepayment terms. NMLS registration may be required for brokers facilitating NY commercial financing. The NY Department of Financial Services (NYDFS) has enforcement authority. If you use Owner Leads Direct data to prospect NY businesses for commercial financing, ensure your team has a CFDL disclosure template ready before first contact.
Delivery formats: Salesforce-ready CSV (default — Lead-object column mapping), HubSpot-ready CSV (Contact-object mapping), generic CSV with raw field names, and JSON via API push on Enterprise tier. CSVs include a header row, UTF-8 encoding, and a data dictionary appendix mapping each column to its source-tier and definition. Average delivery is under 24 hours from signed quote — most orders fulfill same-day during business hours.