Quick answerWhy MCA shops & lenders choose Owner Leads Direct over RocketReach. Direct owner leads with funding history & owner mobiles — not generic B2B lists. Owner Leads Direct delivers verified business-owner contact data — owner mobile phones, email, revenue band — across 50+ industries and all 50 US states. Free sample list available before any commit. Same-day CSV delivery during business hours.
Why MCA shops & lenders choose Owner Leads Direct over RocketReach. Direct owner leads with funding history & owner mobiles — not generic B2B lists.
The standard field schema includes: owner name (first + last), business name, primary phone, secondary phone (where available), email, mailing address (street, city, state, ZIP), industry SIC/NAICS, revenue band, employee count band, year founded, funding-application flag, and a record-recency timestamp. Pro-tier and Enterprise pulls add: mobile-confirmed phone flag, last-funded-product type (MCA, equipment, term loan), bank-statement availability flag, and EIN where the record originated through MCA application activity.
Commercial real estate brokers and mortgage originators use the dataset to reach business owners who are likely tenants — construction, retail, restaurants, healthcare — and pitch owner-occupied financing, SBA 504 deals, or lease-renegotiation advisory. Payment-processor ISOs and merchant-services resellers use the merchant-services-friendly industries (retail, restaurants, auto repair, salons) to pitch POS upgrades, lower interchange, and cash-advance lines tied to processing volume.
Recurring plans provide stated monthly allocations. Quarterly billing covers three months of those allocations, rather than tripling the monthly allotment. The full three-month charge and savings against three monthly payments are shown before selection. Availability, permitted use and distribution timing are confirmed by email before activation.
AI-agent and automated-communication disclosure obligations are expanding rapidly. As of 2026, California (SB 1001 + Cal. Bus. & Prof. § 17941), Utah (AI Policy Act), Colorado (Colorado AI Act), and Texas (TRAIGA) all impose varying disclosure requirements on businesses using AI agents in consumer- or business-facing communications. The FTC has also signaled enforcement interest in undisclosed AI personas. If your outbound uses AI-voice, synthesized speech, or a bot that can appear human, verify per-state disclosure requirements before deploying — penalties range from injunctive relief to per-violation fines.
Delivery security: CSV files are delivered via password-protected download link (AES-256 encrypted at rest, TLS 1.3 in transit) with a 7-day expiry. Enterprise API pulls use TLS 1.3 for all connections and API keys are scoped to your account's IP allowlist. Files should be treated as sensitive business data under your firm's data governance policy — Owner Leads Direct is not responsible for unauthorized access or redistribution arising from inadequate access controls on your end. Secure storage, access logging, and deletion-on-project-completion are buyer-side obligations under our Terms of Service.