Quick answerCalculate total MCA payback amount, daily/weekly remit, and APR-equivalent from advance amount, factor rate, and term. Owner Leads Direct delivers verified business-owner contact data — owner mobile phones, email, revenue band — across 50+ industries and all 50 US states. Free sample list available before any commit. Same-day CSV delivery during business hours.
Calculate total MCA payback amount, daily/weekly remit, and APR-equivalent from advance amount, factor rate, and term.
The JSON API schema (Enterprise tier) includes all standard CSV fields plus nested objects for: address_components (street, suite, city, state, zip5, zip4), phone_array (primary, secondary, mobile_confirmed flag per line), and enrichment_meta (source_tier, last_application_date, bank_statement_available, ein_available). API responses are paginated at 500 records per call and support cursor-based pagination for large pulls. Full field reference at /api-docs.
Business debt-relief advisors, factoring companies, and revenue-based-financing shops use the dataset to prospect businesses showing stress signals — MCA stacking interest, revenue contraction, or repeated short-term financing activity. The funding-application flag and last-funded-product-type field (where available) let these buyers pre-screen for operators who have already demonstrated openness to alternative capital, dramatically improving contact-to-conversation conversion.
For outreach budgeting, compare quantity multiplied by the stated unit rate with the listed pack total. The smallest aged-inquiry pack contains 2,000 records for $300. Delivery is manual after verification and quality control; it is not an instant download or an assurance that every record will answer, qualify or fund.
CAN-SPAM compliance for email outbound: if you're using Owner Leads Direct business email fields for commercial outreach, CAN-SPAM requires: a valid physical mailing address in the email, a clear opt-out mechanism, prompt opt-out processing (within 10 business days), no deceptive subject lines, and truthful "from" / "reply-to" headers. B2B email is generally subject to CAN-SPAM rather than CASL (unless the recipient is Canadian). Best practice: include a one-click unsubscribe, honor opt-outs across all your systems, and maintain a suppression list updated at least monthly.
Output integrations: native Salesforce push (custom-object or Lead-object), HubSpot Contact push, Pipedrive push, Zoho CRM push, Close push, and GoHighLevel push on Enterprise tier. Zapier-friendly Webhook also available. CSV exports work with any dialer or autodialer including Five9, NICE CXone, RingCentral, Convoso, ReadyMode, and Aircall — see /integrations for setup notes per dialer.