Quick answer7 free calculators for MCA brokers & lenders — MCA ROI, factor rate, ACH holdback, lead estimator, SBA loan, equipment financing & cost per lead. Owner Leads Direct delivers verified business-owner contact data — owner mobile phones, email, revenue band — across 50+ industries and all 50 US states. Free sample list available before any commit. Same-day CSV delivery during business hours.
7 free calculators for MCA brokers & lenders — MCA ROI, factor rate, ACH holdback, lead estimator, SBA loan, equipment financing & cost per lead.
The standard field schema includes: owner name (first + last), business name, primary phone, secondary phone (where available), email, mailing address (street, city, state, ZIP), industry SIC/NAICS, revenue band, employee count band, year founded, funding-application flag, and a record-recency timestamp. Pro-tier and Enterprise pulls add: mobile-confirmed phone flag, last-funded-product type (MCA, equipment, term loan), bank-statement availability flag, and EIN where the record originated through MCA application activity.
Commercial real estate brokers and mortgage originators use the dataset to reach business owners who are likely tenants — construction, retail, restaurants, healthcare — and pitch owner-occupied financing, SBA 504 deals, or lease-renegotiation advisory. Payment-processor ISOs and merchant-services resellers use the merchant-services-friendly industries (retail, restaurants, auto repair, salons) to pitch POS upgrades, lower interchange, and cash-advance lines tied to processing volume.
Order selection preserves the requested product, quantity, billing cycle and catalog total for review. A one-time pack does not renew. Recurring billing and cancellation should be reviewed with the published terms before activation. Questions, availability checks and delivery coordination are handled by email only.
California compliance stack: CCPA/CPRA grants California consumers (including sole-proprietors acting as "consumers") the right to opt out of sale of their personal information. If your firm is subject to CCPA, you must honor opt-outs and maintain a "Do Not Sell or Share" mechanism. California SB 1235 requires commercial-financing disclosures (APR-equivalent, total payment amount, prepayment terms) for any commercial financing offer to a California business under $500K. California SB 1001 requires AI agents to disclose they are not human upon request. All three frameworks apply simultaneously if you fund, broker, or market to CA business owners.
Same-day vs next-business-day SLA: orders placed and confirmed before 3 PM Eastern on a business day (Monday–Friday, excluding US federal holidays) are fulfilled same-day. Orders placed after 3 PM ET or on a weekend/holiday are fulfilled the next business day by noon ET. Custom-filter pulls (EIN, bank statements, SSN) may require 24–48 hours additional processing time. Replacement requests for defective records are processed within 5 business days of a documented defect report. Emergency same-hour delivery is available on Enterprise tier for an expedite fee — contact us for details.