Small Business Loan Leads — Direct Owner Data for SMB Lenders & Brokers
Small business loan leads are owner contact records for the SMB segment — typically $250K–$25M revenue, owner-operated, in industries with active small-business lending demand. The category covers everything from MCA and short-term working capital up through SBA 7(a), term loans, lines of credit, and equipment financing. The common factor is the buyer: a small-business owner who controls the financing decision and answers their own phone.
Owner Leads Direct sells small business loan leads as direct owner contact data — owner mobile, business email (where available), business name, industry, state, city, and revenue band where partner data carries it. Filterable by lending product fit (MCA-fundable verticals vs SBA-fundable verticals vs equipment-finance verticals) so brokers and lenders can match data to underwriting box without manual list-build cycles.
Built for the realistic SMB lending math: small-business owners are operators first, finance shoppers second. They take the first call that closes fast, not the best rate they can find on Google. Outbound to direct owner mobile is how SMB lending originates at scale — and that's what we sell.
What You Get
- Direct SMB Owner Mobile + Email: Owner-direct contact data filtered to the SMB segment — not gatekeeper-blocked office lines that waste broker dial time.
- Revenue-Band Filtering ($250K+ to $25M+): Filter to revenue bands matching your lending product — $250K+ for MCA, $500K+ for term loans, $1M+ for SBA, $5M+ for asset-based lending.
- Time-in-Business Filtering: Filter to 1+, 2+, or 5+ years operating where business-age data is available, removing sub-fundable newcos.
- Industry + Geo Filtering (50+ Verticals, 50 States): Match your underwriting box and licensed-states footprint exactly — no wasted budget on out-of-box records.
- Multi-Product Lending Fit: Same owner contact records support MCA, term loans, LOC, SBA, equipment financing, and invoice factoring — filter the data to your specific product fit.
- Bulk + Recurring Drops: Most SMB lending buyers run weekly or bi-weekly recurring drops sized to BDR or dialer capacity.
Frequently Asked Questions
What's the difference between small business loan leads and MCA leads?
MCA leads are filtered specifically to MCA-fundable verticals (restaurants, trucking, construction, etc.) at MCA underwriting boxes. Small business loan leads cover the broader SMB universe — same contact data structure, but filterable to fit any small-business lending product (MCA, term, LOC, SBA, equipment).
Do small business loan leads include credit score or DSCR data?
No. Credit score, DSCR, and detailed financial data are diligence-stage data your underwriting team pulls during application. Contact-stage records carry owner contact, business identification, and (where available) revenue band — sufficient for outbound qualification, not for credit decisions.
What revenue bands are most common for small business loan lead orders?
$500K+ revenue is the most common filter (matches MCA + term-loan + LOC underwriting minimums). $1M+ revenue is the standard filter for SBA and traditional term-loan brokers. $5M+ is the lower-mid-market filter for private credit and asset-based lenders.
Can I filter by industry vertical for small business loan leads?
Yes — 50+ industry verticals are filterable. Standard SMB lending verticals: construction, trucking, restaurants, retail, manufacturing, wholesale, auto services, HVAC, healthcare practices, beauty/salons, and professional services.
What's the typical contract size for small business loan lead buyers?
Solo brokers run $500–$2,500 monthly. Boutique broker shops run $2K–$8K monthly. Mid-size SMB lending platforms run $10K–$30K monthly. Enterprise SMB lenders run $30K+ monthly with multi-state and multi-product coverage.
Government and Public Data Resources
Independent resources for market research, regulatory context, and buyer diligence. These agencies do not endorse Owner Leads Direct.