Quick answerOwner Leads Direct compliance: TCPA, DNC, two-party recording, AI agent consent & state-by-state commercial financing disclosure. Owner Leads Direct delivers verified business-owner contact data — owner mobile phones, email, revenue band — across 50+ industries and all 50 US states. Free sample list available before any commit. Same-day CSV delivery during business hours.
Owner Leads Direct compliance: TCPA, DNC, two-party recording, AI agent consent & state-by-state commercial financing disclosure.
The standard field schema includes: owner name (first + last), business name, primary phone, secondary phone (where available), email, mailing address (street, city, state, ZIP), industry SIC/NAICS, revenue band, employee count band, year founded, funding-application flag, and a record-recency timestamp. Pro-tier and Enterprise pulls add: mobile-confirmed phone flag, last-funded-product type (MCA, equipment, term loan), bank-statement availability flag, and EIN where the record originated through MCA application activity.
Typical buyers: MCA shops and funding brokers prospecting working-capital deals, equipment financiers underwriting trucks/machinery/restaurant equipment, commercial lenders building term-loan pipelines, B2B SaaS reps selling vertical software (POS, scheduling, CRM, inventory), commercial insurance agencies writing P&C/workers'-comp lines, payment processors and ISO/MSP teams selling merchant accounts, and ROBS/SBA brokers building owner-direct outreach.
The four one-time products are Aged Inquiry Data, Fresh Inquiry Data, Aged Submission Data and Full Fresh Submissions. Fresh inquiry data is approximately 0–30 days old; aged inquiries are approximately 31–180 days old. Full Fresh Submissions include previous-three-month bank-statement summaries, not promised original statement PDFs.
CAN-SPAM compliance for email outbound: if you're using Owner Leads Direct business email fields for commercial outreach, CAN-SPAM requires: a valid physical mailing address in the email, a clear opt-out mechanism, prompt opt-out processing (within 10 business days), no deceptive subject lines, and truthful "from" / "reply-to" headers. B2B email is generally subject to CAN-SPAM rather than CASL (unless the recipient is Canadian). Best practice: include a one-click unsubscribe, honor opt-outs across all your systems, and maintain a suppression list updated at least monthly.
Scheduled delivery: Enterprise and Pro customers can configure recurring pull schedules (daily, weekly, or monthly) delivered to a designated S3 bucket, SFTP endpoint, or email inbox as a compressed CSV. Scheduled pulls apply the same filter set as your base configuration and deliver only net-new records since the prior delivery, using a deduplication key based on business_id. This eliminates the need for your team to manually de-dupe against prior pulls — the platform handles incremental delivery automatically.